In mid-October, Karma (an AI shopping tool that scans for coupons and price-drop notifications) launched a new feature, Pay with Karma — a one-swipe purchase point that works across different retailers. Payment options include credit and debit cards, Apple Pay, Google Pay and interest-free installment plans. Once payment details are on the platform, users no longer need to share their info with other stores and websites. Karma claims 20,000 retail partners in a network that includes Target, Lowe's, Sephora and Urban Outfitters.